Some states have told the Department of Health and Human Services that they intend to establish their own high-risk health insurance pool while others have said they want the federal government to do it. The states’ responses are part of a $5 billion program established by the health care overhaul law that is scheduled to be up and running in June and remain in place until the health insurance exchanges begin in 2014. Separately, many health insurers have announced they will ban the practice of recissions 聳 or canceling health insurance once an individual becomes ill — months earlier than the federal law requires.
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