These days, when the federal government turns in one direction, California veers in the other 鈥 and in the case of health care, it鈥檚 a sharp swerve.
In the nation鈥檚 most populous state, lawmakers and other policymakers seemingly are not content simply to resist Republican efforts to dismantle the Affordable Care Act. They are fighting to expand health coverage with a series of steps they hope will culminate in universal coverage for all Californians 鈥 regardless of immigration status and despite potentially monumental price tags.
The Golden State embraced the health care law early and eagerly, and has more to lose than any other state if the ACA is dismantled: About 1.5 million Californians purchase coverage through the state鈥檚 Obamacare exchange, Covered California, and 3.8 million have signed up for Medicaid as a result of the program鈥檚 expansion under the law.
While other states are making efforts to preserve the ACA and expand coverage, California stands out by virtue of its ambition and size, economic clout, massive immigrant population and liberal bent.
Its health care resistance movement is broad and includes Attorney General Xavier Becerra, who of suing the Trump administration. He is currently of 15 states, plus the District of Columbia, against a Texas-based lawsuit that seeks to strike down the ACA.
Even Covered California, the ACA marketplace, has jabbed at the feds. During the most recent enrollment period, which ended in January, it preserved its three-month sign-up window while the federal government for states that rely on the healthcare.gov exchange. Covered California also deployed a monster advertising budget of $45 million to encourage enrollment, while the federal government to $10 million.
California鈥檚 activism could be contagious, said Linda Blumberg, a fellow at the nonprofit research institution the Urban Institute.
鈥淐alifornia has been in the forefront鈥 on a lot of health policy issues, she said. To the extent that it is successful, she said, 鈥渢hat helps not only the state of California itself but other states as well.鈥
Since last year, the federal government has allowed some states to impose work requirements on Medicaid recipients; promoted temporary health plans that have fewer consumer protections than Obamacare insurance; and, most recently, allowing states to lower the percentage of premium dollars that insurers are required to spend on medical care.
In response, California lawmakers are debating bills that would in Medi-Cal, the state鈥檚 version of Medicaid; ban the sale of in the state; and s that must go toward consumers鈥 care.
鈥淟ook at what we鈥檝e done in women鈥檚 issues, climate change, protecting immigrants. 鈥 That鈥檚 just the kind of thing we do. Health is no different,鈥 said state Sen. Ed Hernandez (D-West Covina), the head of the Senate Health Committee and author of several proposals.
Four pending bills in California would provide some consumers with state-funded financial help to supplement federal subsidies created by Obamacare. One such proposal could cost the state about $500 million initially.
鈥淲e continue to move forward and push the envelope, now more than ever,鈥 state Sen. Ricardo Lara (D-Bell Gardens) told a room full of physicians recently in Sacramento. Lara, a candidate for state insurance commissioner, is carrying a bill that would offer full Medicaid benefits to a group that鈥檚 never been covered before: adults who are in the country illegally.
鈥淲e not only play defense, but we want to make sure we鈥檙e more proactive,鈥 he said.
California鈥檚 efforts to cover unauthorized immigrants under Medi-Cal predate the Trump administration. Achieving it now would represent not only a significant expansion of coverage within the state, but also a direct challenge to the federal government, which has made a point of cracking down on immigrants.
Critics point out that this spirit of defiance does not represent all Californians.
鈥淲e have some crazy things happening here,鈥 said Sally Pipes, president of the conservative . 鈥淣obody talks about how to pay for these. Well, you pay for it in increased taxes.鈥
Sara Rosenbaum, a professor at the Milken Institute School of Public Health at George Washington University, said it鈥檚 no secret that President Donald Trump doesn鈥檛 like California 鈥 and that the feeling is mutual.
While she believes his administration might try to punish the state for its defiance, California will nonetheless persist in its campaign to defend the ACA and expand coverage.
鈥淚鈥檓 sure [federal officials] can try to do a million things to make the state鈥檚 life miserable,鈥 she said. 鈥淭hey can jerk it around on the federal Medicaid payments. 鈥 But I just think this, too, shall pass.鈥
It鈥檚 not clear whether the pending legislative proposals will succeed. Assuming any of the bills make it through the legislature, their fate lies with Gov. Jerry Brown, a Democrat known for fiscal conservatism.
鈥淚f the past is any indication, it seems unlikely that bills with sizable and uncertain ongoing costs will move forward,鈥 said Shannon McConville, a researcher at the Public Policy Institute of California.
California is not alone in resisting health care policies put forth by the Trump administration. Other states, , may establish for not having insurance 鈥 a response to Congress鈥 decision to kill the federal Obamacare penalty starting in 2019.
But California鈥檚 approach, characteristically, is different.
鈥淩ather than use the stick, use the carrot,鈥 said Hernandez. His bill would target $500 million from the state鈥檚 general fund to help some income-eligible Californians pay their premiums or out-of-pocket medical costs. This assistance would supplement the federal financial aid for those on the Covered California exchange.
The Senate Health Committee approved the bill last week.
The Congressional Budget Office estimates that nationwide will become uninsured when the tax penalty for not having insurance goes away. In California, the number would be about 378,000, according to a .
Three other bills would offer state-based financial aid to different groups of consumers, including those who make too much money to qualify for federal tax credits but still struggle to pay their premiums.
The biggest potential budget-buster of them all is a proposal to establish a single-payer health system, which was pulled from consideration last year, largely because of its eye-popping price tag: $400 billion annually.
Advocates for universal health care aren鈥檛 giving up, though some have shifted their strategy to moving piecemeal toward universal health care in lieu of a massive single-payer bill.
鈥淭here are individual steps that we can still take to expand coverage to various populations that are falling through the cracks,鈥 said Gerald Kominski, director of the UCLA Center for Health Policy Research.
One of those populations, and a large one, is immigrants living without authorization in the country.
Lara is not the only legislator with a proposal to extend full Medi-Cal coverage to income-eligible adult immigrants without legal status. State Assemblyman Joaquin Arambula (D-Fresno) has introduced a separate bill that would do the same. made it through the Assembly Health Committee on Tuesday, and Lara鈥檚 bill passed the Senate Health Committee earlier this month.
Of the nearly 3 million Californians without insurance, about are currently ineligible for full Medi-Cal benefits or Covered California insurance because they鈥檙e not in the country legally.
California must 鈥渓ead the nation in bold and inclusive polices鈥 that support the health of all communities, said Arambula, who is an emergency room doctor.
In 2016, the state extended full Medi-Cal benefits to all children, and now more than 200,000 undocumented kids are enrolled. It鈥檚 not clear how much it would cost to cover undocumented adults, but last year, the state budgeted $279.5 million for the children. Adults are generally more expensive to cover.
All of these measures, successful or not, add up to a campaign of defiance.
鈥淚t鈥檚 a signal that California is willing to fight very hard, on multiple fronts 鈥 to protect certain values and policies,鈥 McConville said. 鈥淭his shows we鈥檙e not willing to go backwards on that.鈥