Has The Saturation Point For Under-26 Coverage Been Reached?
Has one of the health law’s most popular benefits 鈥 the provision that allows children to stay on their parents鈥 insurance up to age 26 鈥撀爃it a plateau? A recent survey suggests this might be case.

According to a聽,聽the uninsured rate among 18- to 25-year-olds has leveled off around 24 percent since early 2011.
The under-26 provision took effect in September 2010, and, at the time,聽a Gallup聽poll estimated the uninsured rate at 28 percent. That number聽dropped 4 percentage points聽in the following six months and has hovered聽around 24 percent in five consecutive polls.
鈥淣ow that the policy is in full force, enrollment is holding steady,鈥 an Obama administration official who聽insisted on anonymity聽wrote in an e-mail to Kaiser Health News. 聽鈥淏ut that doesn鈥檛 mean that the benefits for young people have ended nor that we won鈥檛 seek to cover even more uninsured, young adults.鈥
The Department of Health and Human Services did not publish estimates for how big a dent would be made in the young adult uninsured rate when it released the under-26聽final rule in May聽2010. The administration did, however, project聽that between 700,000 and 2.1 million聽dependents would gain coverage in 2011.聽By last June, though, just half way into the year,聽, according to a government survey.
But in its latest聽analysis,聽Gallup said the health law’s benefit 鈥渕ay have reached a saturation point.鈥
鈥淭his may be because all or most of those who qualify and have an interest in taking advantage of the provision have already done so,鈥 wrote Gallup鈥檚 Elizabeth Mendes. 鈥淥r, it could be that only those who are most informed have taken part and many others are still unaware of this provision.鈥
HHS plans to increase awareness of the option during the spring聽graduation season, when many students lose the insurance coverage they had as a student, the department official said.
As for further significant decreases in the uninsured rate, , said Sara Collins, a vice president of the Commonwealth Fund. That year,聽the health law — assuming it is not overturned by the Supreme Court — would expand Medicaid to include adults below 133 percent of the federal poverty line. The government would also begin providing subsidies for private insurance through state-run health insurance exchanges. Combined, these provisions could affect聽millions more young adults, according to the Commonwealth Fund.