
Women spend $1 billion more annually on their health insurance premiums than they would if they were men because of gender rating, according to a聽聽by the National Women’s Law Center.
Under the health care overhaul, the聽practice is banned聽starting in 2014. But according to the Kaiser Family Foundation’s, only 35 percent of people are aware of this fact. (Kaiser Health News is an editorially independent program of the foundation.)
Like or loathe the recent Supreme Court decision that the law is constitutional, most people support leveling the premium playing field for women and men. Overall, 6 in 10 people have a favorable view of that provision, according to the poll, including 74 percent of Democrats, 59 percent of independents and 51 percent of Republicans.
Insurers charge women more because they tend to be聽聽than men, in part because they’re the ones who get pregnant and give birth.
The health law permits insurers to vary premiums聽: individual vs. family enrollment, age, where the insured people live and tobacco use. That formula will be a substantial change over current practice under which, for example, the NWLC report found that more than half of individual plans charged a 40-year-old woman who doesn’t smoke more than a 40-year-old man who does.
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