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Social Security Overpayments Draw Scrutiny and Outrage From Members of Congress

Several members of Congress are calling on the Social Security Administration to answer for issuing billions of dollars of payments it says beneficiaries weren鈥檛 entitled to receive 鈥 and then demanding the money back.

Many of the recipients are elderly, poor, or disabled and have already spent the money. They have little or no way of repaying it.

鈥淭he government鈥檚 got to fix this,鈥 said Sen. Sherrod Brown (D-Ohio), who chairs a Senate panel that oversees Social Security.

鈥淚t鈥檚 a management problem, and people there should be held accountable,鈥 Brown added.

Rep. Mike Carey of Ohio, the No. 2 Republican on a House panel that oversees Social Security, called for a congressional hearing on the subject.

鈥淲e need to have a hearing,鈥 he said. 鈥淭he general sense from members is 鈥 we do have a problem, we鈥檝e got to address it, we鈥檝e got to fix it,鈥 he added.

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Sen. Rick Scott (R-Fla.), a member of the Committee on Aging, questioned how the volume of overpayments was allowed to grow to more than $20 billion. 鈥淚s somebody going to be held accountable at the federal level for, you know, messing this up?鈥

Those lawmakers and others commented in the wake of an investigation by 麻豆女优 Health News and Cox Media Group (CMG) that found many of the nation鈥檚 poorest and most vulnerable, including people receiving disability benefits, have been called on to repay the government sums that can reach tens of thousands of dollars or more.

A photo of Senator Rick Scott being interviewed in the U.S. Capitol.
Sen. Rick Scott (R-Fla.) is a member of the Senate鈥檚 Committee on Aging. (Cox Media Group)

The Social Security Administration recovered $4.7 billion of overpayments during the 2022 fiscal year but ended that year with still uncollected, according to a November 2022 report by SSA鈥檚 inspector general.

In many cases, the overpayments were the result of errors by the government rather than the person receiving the money, the agency has stated.

For example, in a disclosure covering some of the programs involved 鈥 Old-Age, Survivors, and Disability Insurance, collectively known as OASDI 鈥 the agency reported issuing about $2 billion of overpayments in the 2022 fiscal year, of which about $1.5 billion was 鈥.鈥

鈥淭he beneficiary or third-party provided the information we requested, but we failed to use the data/information to validate accuracy prior to making a payment,鈥 the agency reported.

Social Security Administration spokesperson Nicole Tiggemann declined to comment for this article or to arrange an interview with the agency鈥檚 acting commissioner, Kilolo Kijakazi.

Overwhelmed and Panic-Stricken

For some benefits, recipients are required to about 鈥 for instance, whether others are giving them .

Beneficiaries can lose certain benefits if they earn or save too much. For individuals in the 鈥 which supports people with little or no income or other financial resources who are disabled, blind, or at least age 65 鈥 having in the bank is generally disqualifying.

By the time the government catches mistakes, years can pass, and the amounts it says people owe can balloon to staggering levels. Social Security beneficiaries struggling to make ends meet described being overwhelmed and panic-stricken by demands that they repay money they no longer have.

Those who recounted their experiences to 麻豆女优 Health News and Cox Media Group included a , a , and a trying to support his family after being shot in the face.

A photo of a woman sitting at a table pointing to a letter from the Social Security Administration.
Renee Walker says her mother was disabled by covid-19 and dying of cancer when the Social Security Administration sent her a letter in August saying it would withhold five months of benefits 鈥 $1,214 per month, her entire income 鈥 plus an additional $309 to recover an overpayment of $6,379. (Cox Media Group)

Since that coverage was published and broadcast, almost 200 people have contacted 麻豆女优 Health News and CMG television stations around the country to share their experiences with Social Security overpayments. Many criticized the system.

鈥淚 think it鈥檚 disgusting, it鈥檚 vile, it鈥檚 evil,鈥 Renee Walker in Pittsburgh.

Walker said her mother, a nurse, was disabled by covid-19 and dying of cancer at age 64 when SSA sent her a letter in August saying it would withhold five months of benefits 鈥 $1,214 per month, her entire income 鈥 plus an additional $309 to recover an overpayment of $6,379. According to Walker, the Social Security Administration said her mother, Rita Walker, had earned too much money in 2022. Walker said that wasn鈥檛 true.

鈥淲hat she needed to survive was taken away from her,鈥 Walker said, 鈥渁nd she passed away penniless.鈥

A photo of a blind woman standing outside.
Nicole Eberhardt, who has been legally blind since birth and receiving Social Security benefits since childhood, was told that the SSA overpaid her by $9,664.50. In August, her monthly benefit check didn鈥檛 arrive. As a result, she and her family were evicted, and they had to split up, she says. (Cox Media Group)

Nicole Eberhardt, 39, told WSOC-TV in Charlotte that she has been legally blind since birth and had been receiving benefits since childhood.

Then, in July, the Social Security Administration told her she had been overpaid by $9,664.50. She wondered how that was possible because her employer monitors her wages to make sure she doesn鈥檛 earn too much.

In August, her monthly benefit check didn鈥檛 arrive. As a result, she and her family were evicted this month, and they had to split up, she said.

鈥淣ow I have to pay not only Social Security back, but I have to pay my apartment complex back for the eviction,鈥 she said.

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Tammy Eichler, a 70-year-old retiree, described sleepless nights after receiving an overpayment notice from SSA demanding she repay $5,575 in retirement benefits.

The agency stopped sending her Social Security checks and told her she won鈥檛 get another until June 2024.

鈥淚t鈥檚 just devastating to us,鈥 Eichler told WHIO-TV in Dayton, Ohio.

Eichler still doesn鈥檛 understand what went wrong.

鈥淚've been trying to call Social Security and on the phone for like an hour, just on hold every time,鈥 Eichler said.

Eichler filed an appeal and waited.

鈥淎t 60 days, I still didn't hear," she said. "So, I called Social Security again. And they said it could take six months to a year because of so many people being involved in this mess. And I said, 鈥榃hat are people supposed to do in the meantime?鈥欌

A photo of an older woman outside.
Tammy Eichler received an overpayment notice from the Social Security Administration demanding she repay $5,575 in retirement benefits. The agency stopped sending her Social Security checks and told her she wouldn鈥檛 get another until June 2024. (Cox Media Group)

Lawmakers Call for Change

In a Sept. 21 , Rep. Marc Molinaro (R-N.Y.) said the Social Security Administration should fix its systems and 鈥渋mmediately stop seeking back overpayments.鈥

鈥淭he Social Security Administration screwed up, and now they鈥檙e demanding that seniors pay for the administration鈥檚 mistakes,鈥 Molinaro said.

Demanding repayment 鈥渋s absolutely unfair to the Americans who unknowingly received overpayments from the SSA, and this needs to be addressed immediately,鈥 he wrote in a letter to the agency鈥檚 acting commissioner.

In an interview Sept. 27, Brown, the chairman of a Senate subcommittee on Social Security, said he had taken action in the wake of the CMG-麻豆女优 Health News investigation.

鈥淲e鈥檝e let the federal agency know we expect them to stop and not penalize those people,鈥 Brown said. 鈥淭hey may have been overpaid over the years, but it鈥檚 not like they have a savings account now of those overpaid dollars that they can simply pay back.鈥

Brown said he wanted to 鈥減ush the agency to do the right thing.鈥

鈥淭here鈥檚 a lot of ways to hold their feet to the fire,鈥 he said.

Sen. Sherrod Brown (D-Ohio) chairs a Senate panel that oversees Social Security. (Cox Media Group)

Sen. Maggie Hassan (D-N.H.), a member of the Senate Finance subcommittee on Social Security, Pensions, and Family Policy, said in a statement that the administration 鈥渘eeds to keep working to prevent overpayments in the first place while also not causing undue harm on some of the most vulnerable Social Security recipients if overpayments do occur.鈥

In notices informing beneficiaries of overpayments, the government routinely asks people to repay the amount owed within 30 days. People receiving those letters can appeal, ask for a waiver, or request an arrangement that allows them to repay the debt in small increments. Absent such forbearance, the government can reduce or cut off people鈥檚 monthly benefit checks.

The Social Security Administration, which issues more than $1 trillion of payments annually, has said its overall payment accuracy is high. The agency is required by law to adjust benefits or recover debts when it establishes that someone has been overpaid, SSA spokesperson Tiggemann said in a Sept. 13 statement for the recent investigative report by 麻豆女优 Health News and CMG.

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The White House did not address questions for this article, including what if anything President Joe Biden is doing about overpayments, how many people are facing overpayment notices, and whether SSA should disclose that number.

鈥淲ould refer you to SSA,鈥 White House spokesperson Michael Kikukawa said.

The agency has declined to say how many people are facing overpayment notices.

Lawmakers said the SSA should disclose that information.

鈥淭hey鈥檙e a government agency, and they need to be transparent,鈥 Brown said.

鈥淭hey鈥檙e receiving government money, they鈥檙e government employees, and they should give the answers to the American public,鈥 Carey said.

As for the more than $20 billion in overpayments, 鈥渋t鈥檚 an outrage, and it should have been caught,鈥 said Rep. John Larson of Connecticut, the top Democrat on a House panel that oversees Social Security.

Larson called for Congress to increase funding for the agency.

鈥淭hey need personnel bad,鈥 he said.

A photo of Representative John Larson being interviewed.
Rep. John Larson of Connecticut, the top Democrat on a House panel that oversees Social Security, has called for Congress to increase funding for the Social Security Administration. 鈥淭hey need personnel bad,鈥 he says. (Cox Media Group)

That echoed the views of SSA employees and advocates for beneficiaries, who said the agency is so understaffed that members of the public have trouble communicating with it 鈥 either to submit information or to sort out alleged overpayments.

鈥淲e鈥檙e like a ghost town,鈥 said Angela Digeronimo, a claims specialist for the SSA in New Jersey and an official in a union for agency employees.

Bill Sweeney, AARP鈥檚 senior vice president of government affairs, said the overpayments and collections pose 鈥渁 real crisis鈥 for people 鈥渢rying to just get by,鈥 and Congress should take responsibility.

That includes funding the agency adequately and making sure it 鈥渉as enough people in place who know what they're doing, who can make these decisions right in the first place.鈥

鈥淭hey need to have some committee hearings,鈥 Sweeney said. 鈥淭hey need to be focused on this. They need to dig into it.鈥

Jessica LaPointe, an SSA claims specialist in Wisconsin and the president of a union council for agency employees, encouraged Congress to hold hearings. 鈥淚t鈥檚 a moral imperative that we fix the situation, and it鈥檚 on Congress right now to do that,鈥 she said.

Reporters contributing to this investigation: Samantha Manning, Cox Media Group, Washington D.C.; Josh Wade, Cox Media Group; John Bedell, WHIO-TV, Dayton, Ohio; Alyssa Raymond, WPXI-TV, Pittsburgh; Madison Carter, WSOC-TV, Charlotte, North Carolina; Amy Hudak, WPXI-TV, Pittsburgh; Justin Gray, WSB-TV, Atlanta; Jesse Jones, KIRO-TV, Seattle.

麻豆女优 Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at 麻豆女优鈥攁n independent source of health policy research, polling, and journalism. Learn more about .

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