Do I Have To Repay Premium Tax Credits If The Marketplace Miscalculated Them?
KHN鈥檚 consumer columnist answers questions from readers about premiums, the health law鈥檚 tax credits and penalties.
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KHN鈥檚 consumer columnist answers questions from readers about premiums, the health law鈥檚 tax credits and penalties.
Healthcare.gov only allows insurance plans to list cost sharing details for four drug tiers, but many plans on the website have more than that, potentially leading to consumer confusion, according to an analysis by Avalere Health.
Hospitals in the state are among the leaders in developing new medical liability initiatives and a recently enacted law helps consumers who want to challenge hospitals and doctors.
The majority of people choosing the private plans for Medicare coverage were switching out of the traditional program, research in the journal Health Affairs finds.
The health law requires people to report their coverage situation. Those who get insurance through their jobs will only have to check a box on the usual return, but those without insurance or those who received subsidies will have to fill out new forms.
Analysis of federal data finds they still lag behind birth-control pills and condoms.
Despite the increasing efforts to fight the obesity epidemic and the approval of four new weight-loss medications, Medicare and many private plans are reluctant to pay for the medicines because of serious safety problems with other drugs in the past.
KHN鈥檚 consumer columnist answers a reader鈥檚 question about whether coverage from the health law鈥檚 online exchanges is compatible with Medicare and another question on Medicare drug coverage options when seniors move.
Smart shoppers will dig deep to find out if their family coverage has one deductible for the whole family or separate 鈥渆mbedded鈥 deductibles for each family member. The answer could make a big difference in your out-of-pocket costs.
Although egg freezing is the perk du jour at some high profile companies, too often such options are not available, even for women with serious illnesses such as cancer.
This news analysis examines why consumers should look at more than premiums when shopping for policies.
Some people don鈥檛 know whether their job-based coverage disqualifies them from federal subsidies to buy policies in online insurance marketplaces.
If a couple wants to transfer health insurance policies, it is often pretty easy because most companies use a calendar-year coverage period. But if one company鈥檚 enrollment is on a different schedule, switching can be problematic.
The lawsuits brought by the commission, which have raised complaints from business leaders, highlight the lack of clarity in the standards under the Americans with Disabilities Act.
Coming of age can also mean a whopping 58 percent jump in the cost of your insurance.
KHN鈥檚 consumer columnist answers questions about enrollment under the health law and cautions people not to just go with last year鈥檚 choice.
Five states have approved the measures this year, but critics note that they don鈥檛 address the issues of patient costs and don鈥檛 mean the drug makers will necessarily make the medications available.
The online marketplaces open Saturday and officials say they will work better than at last year鈥檚 debut.
Consumers can sign up on the health insurance marketplace from Nov. 15 to Feb. 15 but waiting can leave them exposed to not only medical bills but also the health law鈥檚 penalties.
March of Dimes official says one key factor was early implementation of the Medicaid expansion in some states.
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