Can I Continue My Health Insurance After Quitting My Job?
Michelle Andrews answers a coverage question from a reader contemplating quitting his job to stay home with his wife who has breast cancer.
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Michelle Andrews answers a coverage question from a reader contemplating quitting his job to stay home with his wife who has breast cancer.
Even people with insurance are paying thousands of dollars out of pocket before their insurance kicks in. And even when it does, insurance picks up less then it used to -- often a lot less.
A reader asks Michelle Andrews how to get the negotiated rates insurers pay even when paying for a medical procedure directly.
Patients complain that they can spend tens of thousands of dollars because pills are considered a pharmacy benefit by many insurers while traditional IV chemo generally has a a flat copayment and out-of-pocket costs are capped.
The desire to attract top employees is driving a long-term trend toward coverage. Last year, 52 percent of all employers offered domestic partner health benefits, with the percentage varying widely by region and industry. KHN's Julie Appleby filed this story.
Growth in spending on these prescriptions, used for complex conditions such as MS and Crohn's disease, is far outpacing traditional drugs. Often they have no generic alternative.
More privately insured Americans are delaying treatment, while safety net programs cannot meet demand by those people who are under- and uninsured.
Laws in about half the states allow plans to restrict payments for medical services related to alcohol or drug use. That can hamper hospital efforts to counsel patients on the dangers of their behavior.
When a health insurer buys a business that helps hospitals win billing battles with insurers, alarm bells should sound, experts say.
Covering more than 11.4 million people, high-deductible health care plans are no longer a novelty-they are becoming mainstream. Here's a brief guide to this popular type of health insurance.
Study projects refunds under the health care law will vary widely by state.
For a few dollars you can buy travel health insurance coverage that protects you if you have to cancel or shorten a trip if you, your traveling companions or even a family member not traveling with you becomes ill and requires care.
Advocates want curbs on what consumers pay toward physical, occupation and speech therapy visits. Insurers say that could raise premiums.
The health law allows parents to enroll their adult children in their insurance plan until they are 26. A reader asks Michelle Andrews if that applies to individual plans.
Seeking care from hospitals and doctors who haven't agreed to negotiated rates with your insurer is costly but consumers can get help from a new database on pricing. The health law is also easing some out-of-network emergency expenses.
These devices can easily run thousands of dollars but Medicare doesn't pay anything and other policies generally have limited reimbursements. One insurer is offering a low-cost program to help.
The coverage change could help focus doctors and patients on mental health issues, which often go undiagnosed in the elderly, especially those who are dealing with multiple chronic physical problems.
Consumers owed rebates will get a letter along with a check beginning in August, but insurers don't want to have to send notices about the rebate rules to customers not owed money.
KHN's Julie Appleby reports that the health law is so comprehensive that even if the Supreme Court struck the insurance requirement, many provisions would survive.
Here are excerpts of some of the most compelling parts of Tuesday's oral arguments at the high court.
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