Morning Briefing
Summaries of health policy coverage from major news organizations
How ACA Premium Costs Play Out In Different States
Big rate increases next year in the state鈥檚 individual market mean that Minnesotans who buy health insurance on their own will pay above-average premiums 鈥 a startling reversal from 2014 when individual market rates in much of the state were among the lowest in the nation. A federal report this week looked at rates for 鈥渂enchmark鈥 plans across 44 states and found a family of four in Minnesota will pay $1,396 per month for the coverage. That鈥檚 about 28 percent higher than the average across most of those states at $1,090 per month. The silver lining is that higher premiums mean bigger federal subsidies for those who qualify, with state officials suggesting there are about 100,000 people in Minnesota who haven鈥檛 been tapping tax credits even though they could get them. (Snowbeck, 10/26)
Ohioans who get their health-care coverage through the Affordable Care Act鈥檚 federal marketplace can relax a bit; those premium spikes averaging 25 percent in the news since Monday won鈥檛 apply in many cases here. In fact, in Cleveland, according to an analysis by the Kaiser Family Foundation, the premium for one popular plan used as a benchmark actually will go down by $5 for a hypothetical consumer who is 40, doesn鈥檛 smoke and earns $30,000 per year. In Columbus, according to a health-care advocacy group, the monthly premium for the same plan for the same hypothetical person will rise by about 4.5 percent. (Edwards, 10/26)
Gov. Mark Dayton on Tuesday sent a letter to legislative leaders asking them to come up with a plan to help those facing double-digit health insurance price increases. The DFLer鈥檚 letter underscored the request he announced last week: He would like them to draft an agreeable solution by Nov. 1, just as those who get their health insurance through the individual market will have to start deciding their 2017 coverage plans. Dayton said he would await for their response before taking further action.聽In Minnesota, Republicans and Democrats have expressed alarm at health insurance company鈥檚 approved plans to increase the premiums they charge to those buying coverage on the individual market. (Stassen-Berger, 10/25)
Rate increases for Obamacare on the New Hampshire marketplace are lower than the national average of 22 percent announced on Monday by the federal government, on the eve of another open enrollment season for the Affordable Care Act. The Granite State has the second-lowest increase in the country for the 鈥渂enchmark鈥 silver plan used to compare all states 鈥 a policy for a 27-year-old male. That premium increased 2 percent between 2016 and 2017. But if you compare all of the individual plans offered by New Hampshire鈥檚 two largest insurers, the average increase is 11 to nearly 14 percent. (Solomon, 10/25)
The Obama administration announced this week that premiums for certain mid-level plans on the federal health insurance exchange, healthcare.gov, will rise by an average of 25 percent next year, dwarfing this year鈥檚 increases and echoing similar announcements by many state-based exchanges. (10/26)
The eastern St. Louis metro area has been particularly hard hit by health insurance companies exiting the Affordable Care Act exchange. This week, the federal government released prices for 2017, which include substantial hikes in western Illinois.Insurance brokers in Belleville say three metro east counties 鈥 St. Clair, Madison and Monroe 鈥 will have just one insurer to choose from this year: Blue Cross Blue Shield. (Bouscaren, 10/26)
Kansans who get their health insurance through the federal Affordable Care Act website can鈥檛 buy yet 鈥 but they can look. The U.S. Department of Health and Human Services has opened what agency officials call a 鈥渨indow shopping鈥 option on healthcare.gov, ahead of the official Nov. 1 open enrollment start date. A green button on the site鈥檚 homepage allows users to 鈥淧review 2017 Plans and Prices鈥 by entering their ZIP code and some personal information. For example, the preview showed 11 plans available for a 35-year-old male living in Shawnee County who does not use tobacco products. (Marso, 10/25)