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Insurers increasingly are dropping agents' commissions to discourage the sale of the Affordable Care Act plans they're losing the most money on, especially when the consumers are more likely to be sick, according to health care industry officials and experts. The moves by nearly every major insurer over the last few months are often focused on times of the year and plans that attract the sickest people and starting to prompt action by state officials and legislators. Some, including the head of California's state insurance exchange, say federal regulators should help assure consumers get the help and plans they need, especially during special enrollment periods when they lose jobs, move or have babies. (O'Donnell, 3/31)