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Morning Briefing

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Thursday, Oct 8 2015

Full Issue

Obama Signs Measure Intended To Stem Premium Jumps On Small Group Insurer Plans

The new law, which makes the expansion of the small group insurance market optional for states, is a rare example of bipartisan agreement on Obamacare changes. In other news, the approach of enrollment season means consumers should start researching their choices.

President Barack Obama has signed legislation aimed at preventing premium increases that some smaller businesses were expecting next year under his signature health care law. The White House says Obama signed the bill into law Wednesday. It represents an uncommon instance in which both parties rallied behind an effort to revamp part of the Affordable Care Act. (10/7)

With more of the cost burden shifting to you, the consumer, it is imperative that you take control of your health care decisions. Start by figuring out what each plan covers, how much it costs (premiums plus out of pocket costs for deductibles, coinsurance and copays) and whether your preferred doctors are in the network. The most widely used plans are health maintenance organizations (HMOs) and preferred provider organizations (PPOs). In an HMO, you select a primary care physician, who directs your health care decisions and makes any necessary referrals. In most cases, the plan will not cover care outside the network. A PPO provides more flexibility, because you can see any health care professional without a referral, either inside or outside of your network. The enhanced choice comes with a heftier price tag. ( Schlesinger, 10/7)

On the campaign trail,聽Donald Trump criticizes聽the health law -

Republican presidential candidate Donald Trump filled an iconic Waterloo ballroom with more than 12 hundred supporters. The crowd at the Electric Park Ballroom repeatedly chanted "USA" and "Trump, Trump, Trump". The GOP front runner got some of the loudest applause when he talked about repealing the Affordable Care Act, or "Obamacare". (Blank, 10/7)

This is part of the Morning Briefing, a summary of health policy coverage from major news organizations. Sign up for an email subscription.
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