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Work Requirements and Red Tape Ahead for Millions on Medicaid

Work Requirements and Red Tape Ahead for Millions on Medicaid

Atlanta licensed master social worker Tanisha Corporal has faced red tape while navigating the Georgia Pathways to Coverage program, which offers Medicaid health insurance to many adults with incomes up to the federal poverty line if they prove they鈥檙e working, in school or job training, or volunteering at least 80 hours a month. (Jess Mador/WABE)

Now that the Republicans鈥 big tax-and-spending , new bureaucratic hurdles have emerged for millions of Americans who rely on Medicaid for health coverage. A provision in the new law dictates that, in most states, for the first time, low-income adults must start meeting work requirements to keep their coverage.

Some states have already tried doing this, but Georgia is the only state that has an active system using work requirements to establish Medicaid eligibility 鈥 and recipients must report to the system once a month.

When she first started using the system, , a social worker in Atlanta, wasn鈥檛 opposed to work requirements 鈥 in principle.

But when she left her job at a faith-based nonprofit to start her own project, the , she needed health coverage. She soon came face-to-face with how daunting it can be to prove you are meeting the state鈥檚 work requirements.

鈥淚 would have never thought that I was going to run into the challenges that I did, with trying to get approved, because I’m like, I know the process,鈥 Corporal said. 鈥淚’ve been in human services.鈥

Corporal has been a social worker for more than two decades in Georgia and was familiar with the state鈥檚 social service programs. For years, it had been her job to help others access benefit programs.

But her challenges with paperwork and the process had only begun.

Health advocates point to Georgia鈥檚 system as a sign that the new law will lead to excessive red tape, improper denials, and lost health coverage.

Beginning in 2027, the law will require adults on Medicaid who are under 65 to report how they engaged in at least 80 hours per month of work, education, or volunteer activities. Alternatively, these adults could submit documentation showing they qualify for an exemption, such as being a full-time caregiver.

Most states will have to set up verification systems similar to Georgia鈥檚, which can be expensive to implement and run. In the two years since launching its program, Georgia has spent more than $91 million in state and federal funds, according to . More than $50 million of that was spent on building and operating the eligibility reporting system. Right now, just under 7,500 people are enrolled in Georgia.

For Corporal, 48, forgoing coverage wasn鈥檛 an option. She had been diagnosed with pre-diabetes and had other medical concerns.

鈥淚 have breast cancer in my family history,鈥 she said. 鈥淪o it was like, I gotta get my mammograms.鈥

On paper, it looked as if she qualified for Georgia鈥檚 program, called .

It offers Medicaid to adults 鈥 who otherwise wouldn鈥檛 qualify for traditional Medicaid in Georgia 鈥 with incomes up to the federal poverty level ($15,650 per year for an individual, or $26,650 per year for a family of three), as long as they can show that for at least 80 hours a month they鈥檙e working, attending school, training for a job, or volunteering.

Corporal was eager to apply. She was already volunteering at least that much, including with the nonprofit , and helping with other community improvement efforts.

She gathered up the various documents and forms needed to verify her duties and volunteer hours, then submitted them through Georgia鈥檚 .

鈥淎nd we were denied. I was like, this makes no sense,鈥 said Corporal, who has a master鈥檚 degree in social work. 鈥淚 did everything right.鈥

Information about the Georgia Pathways to Coverage program at a job fair in Atlanta, in June.(AP Photo/Sudhin Thanawala)

In the end, it took eight months fighting to prove that she and her son, a full-time college student in Georgia, qualified for Medicaid. She repeatedly uploaded their documents, only for them to bounce back or seemingly disappear into the portal. She went through numerous rounds of denials and appeals.

Corporal recently pulled up one of the denial notices on her cellphone to read aloud: 鈥淵our case was denied because you didn鈥檛 submit the correct documents. And you didn鈥檛 meet the qualifying activity requirement,鈥 she read from the email.

When she tried to call the state Medicaid agency for answers, it was difficult reaching anyone who could explain what was wrong with her application paperwork, she said.

鈥淥r, they’ll say they called you, and we look at our call log. Nobody called me,鈥 she said. 鈥淎nd the letter will say, you missed your appointment, and it’ll come on the same day鈥 as it was scheduled.

Corporal鈥檚 Pathways to Coverage application was finally approved in March after she spoke about her experience at a covered by Atlanta news outlets.

When asked about the delays and difficulties Corporal experienced, , a spokesperson for Georgia鈥檚 Department of Human Services, emailed this statement: 鈥淒ue to state and federal privacy laws, we cannot confirm or deny our involvement with any person related to a benefits case.鈥

Brown added that Georgia is implementing tech fixes to streamline the uploading and processing of participants鈥 documents. They include 鈥渞olling out a refresh to the in late July that will include easier navigation and training videos for users as well as built-in prompts to ask customers to upload required documents.鈥

Now that Corporal has coverage, she is having to recertify her volunteer hours every month using the same glitchy reporting system. It鈥檚 stressful, she said.

鈥淚t’s still a nightmare, even once I got through the red tape and got approved,鈥 Corporal said. 鈥淣ow maintaining it is bringing another level of anxiety.鈥

But she wonders how anyone without her professional background manages to get into the program at all.

鈥淚 think the system has to be simplified,鈥 she said.

Because Georgia set up its work requirement before the recently passed law, it needed permission from the federal government through a special waiver.

It is now seeking an to continue the Pathways program beyond its current expiration of September 2025. In the application, officials said they would by which participants needed to reverify their hours from once a month to once per year.

But for now, Corporal鈥檚 experience remains typical. And many health advocates fear it will be replicated under Trump鈥檚 budget law with its new national Medicaid work mandate. 

鈥淚n Georgia, we have seen that people just can’t get enrolled in the first place. And some folks who do get enrolled lose their coverage because the system thinks they didn’t file their paperwork or there’s been some other glitch,鈥 said who leads the advocacy group .

Another state, Arkansas, tried work requirements in 2018.

But it there, said , who leads the Center for Children and Families at Georgetown University.

鈥淎 lot of the problems were similar to Georgia,鈥 she said, 鈥渋n terms of the website closed at night, people couldn’t get a hold of people.鈥

Some Republicans who backed the spending and tax legislation said the idea behind the national Medicaid work mandate was to ensure that as many people as possible who can work, do work. And to eliminate what the Trump administration deems waste, fraud, and abuse. 

鈥淲hat we’re doing is restoring common sense to the programs in order to preserve them because Medicaid is intended to be a temporary safety net for people who desperately need it,” U.S. House said during a June appearance on 鈥淭he Megyn Kelly Show.鈥 “You’re talking about the elderly, disabled, you know, young single pregnant moms who are down on their luck, right? But it’s not being used for those purposes because it’s been expanded under the last two Democrat presidents and to cover everybody. So, you’ve got a bunch of able-bodied young men, for example, who are on Medicaid and not working. So what we’re doing is restoring work requirements to Medicaid. OK, this is common sense.鈥

National work requirements are unlikely to actually boost employment, Alker said, because of Medicaid recipients ages 19-64 already have jobs. The remainder includes students, or those who are too sick or disabled to work.

鈥淲ork requirements don’t work, except to cut people off of health insurance,鈥 she said.

The logistical steps required to report one鈥檚 activities assume that a recipient has reliable internet or transportation to travel to an agency 鈥 things that low-income Georgians may not have.

The paperwork requirements to gain coverage are time-consuming, said one Medicaid recipient, .

Mikell is a licensed truck driver but does not have coverage through that job. He鈥檚 also an electrician who currently does property maintenance in exchange for free housing.

Mikell has had Medicaid through Pathways for nearly two years and has had problems navigating the Pathways web portal. 

鈥淎nd I know it wasn’t my device because I would go to the library and use the computer, I would try different devices, and I’ve had the same issues,鈥 he said. 鈥淩egardless of the device, it’s something with the website.鈥

Another time, he said, his attempt to recertify his work hours was delayed because of paperwork issues.

鈥淭hey said I was ineligible for everything because of a typo in the system or something, I don’t know what it was. I eventually was able to speak to someone and she fixed it,鈥 he said.

This article is from a partnership with  and .